We founded Enryo in 2020 after working together for five years. We're interested in change and what can be done to ensure it's good for society. Between us, we have experience leading international financial institutions, running industry bodies and working in public policy.
David H has over 25 years’ experience in senior management with Santander covering business transformation, operations and customer services, he has also held non-executive roles with two leading financial services providers (Link & BACs). He became Director of Cash Services UK at Payments UK in 2012.
David F has worked in payments since 2015 when he joined Cash Services UK as Head of Policy and Research. He was part of the transfer to UK Finance, where he took the role of Principal (Payments) in 2019. Prior to this, he worked at the innovation foundation Nesta, the Westminster-based think tank ResPublica and for Rachel Reeves MP.
Payments Consulting Network provides advisory and market research services to the financial services and payments sectors and has presence in Asia-Pacific, North America, Europe and Africa. The firm also supports organisations in the retail, hospitality, tourism, and not-for-profit sectors lower the cost of payments acceptance and optimise the customer experience.
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